Guides for everyday life in Bharat

Clear, practical answers on government schemes, farming, mandi prices, and everyday tasks — written in simple words. Want a personal answer in your language? Ask Saathi by voice or text, free.

Government scheme

PM-KISAN: eligibility, ₹6,000/year, and how to check your status

A plain-language guide to PM-KISAN: who is eligible, the ₹6,000-a-year benefit in three installments, how to check your installment status, and how to fix a missing payment. Verify everything on the official pmkisan.gov.in portal.

Ayushman Bharat (PM-JAY): ₹5 lakh free health cover explained

Understand Ayushman Bharat (PM-JAY): the ₹5 lakh per family per year health cover, who is eligible, what it covers, and how to check eligibility and get your Ayushman card. Verify on the National Health Authority portal.

PM Awas Yojana: pucca-house help explained (Gramin & Urban)

A simple guide to Pradhan Mantri Awas Yojana (PMAY): the goal of a pucca house for eligible families, who qualifies in rural (Gramin) and urban areas, and how to check your status. Verify on the official portals.

MGNREGA: 100 days of work and how the job card works

Understand MGNREGA: the guarantee of up to 100 days of wage employment for a rural household, how to get a job card, how to demand work, and how to check your payments. Verify on nrega.nic.in.

Sukanya Samriddhi Yojana: savings scheme for your daughter

A plain guide to Sukanya Samriddhi Yojana (SSY): the girl-child savings account, who can open it and when, deposit rules, and tax benefit. Verify current interest and rules on nsiindia.gov.in.

PM Mudra Yojana: small-business loans without collateral

Understand PM Mudra Yojana (PMMY): collateral-free loans for small and micro businesses, the Shishu/Kishore/Tarun categories, who can apply, and how. Verify details on mudra.org.in.

PM Ujjwala Yojana: LPG gas connection for eligible families

A simple guide to PM Ujjwala Yojana (PMUY): a clean-cooking LPG connection for eligible women from poorer households, who qualifies, and how to apply. Verify on pmuy.gov.in.

Ration card & NFSA: subsidised food grain, simply explained

Understand ration cards under the National Food Security Act (NFSA): card types, who is eligible for subsidised food grain, and how to apply or check status. Verify on nfsa.gov.in.

PM Fasal Bima Yojana: crop insurance for farmers

A simple guide to Pradhan Mantri Fasal Bima Yojana (PMFBY): protection against crop loss from natural risks, farmer premium share, how to enrol and how to report damage. Verify on pmfby.gov.in.

Government scholarships: how to find and apply (NSP)

How to find and apply for government scholarships through the National Scholarship Portal (NSP): who can apply, documents needed, and the application steps. Verify on scholarships.gov.in.

Kisan Credit Card (KCC): low-cost crop loans for farmers

Understand the Kisan Credit Card (KCC): affordable short-term credit for crop and allied needs, who is eligible, and how to apply through your bank. Verify scheme details on the official portals.

Farming guide

Market & mandi

How-to

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